.va-lead{color:#586e78;font-size:14px;line-height:1.85;margin:-5px 0 25px}.va-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.va-card{background:#fff;border:1px solid #dae8e8;border-radius:18px;padding:22px;min-width:0}.va-card h3{display:flex;align-items:center;gap:10px;font-size:15px;color:#254b50;margin:0 0 18px}.va-icon{display:grid;place-items:center;width:36px;height:36px;background:#eef7f1;border-radius:12px;color:#397d65;flex-shrink:0}.va-card ul{display:flex;flex-direction:column;gap:11px;list-style:none;margin:0;padding:0}.va-card li{display:flex;align-items:flex-start;gap:9px;font-size:13px;color:#304c55;line-height:1.65;overflow-wrap:anywhere}.va-card li>svg{flex-shrink:0;margin-top:4px;color:#508d77}.va-card li.va-unavailable{color:#65747c}.va-card li.va-unavailable>svg{color:#8c9ba2}@media(max-width:620px){.va-grid{gap:12px}.va-card{padding:16px 14px}.va-card h3{font-size:13px;gap:7px}.va-card li{font-size:12px}.va-icon{width:29px;height:29px;border-radius:9px}.va-lead{font-size:13px}}@media(max-width:390px){.va-grid{grid-template-columns:1fr}}.tm-guide{margin:24px 0 0;padding:25px;border:1px solid #cfe4ec;border-radius:22px;background:linear-gradient(135deg,#f4fbfd,#fffaf2);box-shadow:0 8px 24px #0c4a6e0d}.tm-guide-head{display:flex;gap:13px;align-items:center;margin-bottom:21px}.tm-guide-icon{display:grid;place-items:center;flex:0 0 44px;height:44px;border-radius:14px;background:#05658d;color:white}.tm-guide-eyebrow{margin:0 0 3px;color:#0874a0;font-size:11px;letter-spacing:.1em}.tm-guide-head h3{margin:0;color:#123f58;font-family:Shippori Mincho,serif;font-size:clamp(18px,2vw,24px)}.tm-guide-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px;padding:0;margin:0;list-style:none}.tm-guide-steps li{overflow:hidden;border:1px solid #d6e8ed;border-radius:15px;background:#fff}.tm-guide-photo{aspect-ratio:4/3;background:#dcecf3}.tm-guide-photo img{width:100%;height:100%;object-fit:cover}.tm-guide-copy{padding:13px}.tm-guide-copy span{color:#0d83aa;font-weight:700;font-size:12px}.tm-guide-copy h4{margin:3px 0 7px;color:#19455a;font-family:Shippori Mincho,serif;font-size:15px}.tm-guide-copy p{margin:0;color:#486174;font-size:11px;line-height:1.7}.tm-guide-note{margin:17px 0 0;color:#597184;font-size:11px;line-height:1.7}@media(max-width:800px){.tm-guide-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:480px){.tm-guide{padding:17px}.tm-guide-steps{gap:9px}.tm-guide-copy{padding:10px}.tm-guide-copy h4{font-size:13px}}